1. "Accounting programs are very much underestimated."
That's true, indeed.
I know a lot of people who thought that accounting was a minor matter, bought
some program and did something not knowing what they did.
They all got big problems with the tax authorities.

2. Writing an accounting program is even worse.
In accounting, there are so many VAT and income tax questions involved (that
change almost daily). If you write an accounting program, you *really* have to
know all the tax backgrounds.
Which are different from country to country, of course.

Beware!

Matti

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